KAPITAL HAMKOR — group microloan secured by a car

🚗 −12% promo · free collateral appraisal 📍 For residents of Chirchik and the Tashkent region Parameters • Group microloan: from 2 to 3 people • Per participant: from 50 to 100 mln UZS (up to 300 mln per group) • Term: 24–48 months • Rate: 48% per year • Collateral: pledge of a car 2010 and newer • Cars up to 6 years old — up to 48 months, older — up to 36 General terms • Currency: Uzbek soum • One-time disbursement fee: none • Grace period: up to 3 months (optional; only interest is paid during it) • Repayment: monthly — annuity or differentiated payments (another schedule is possible depending on the client's income) • Early repayment: allowed, interest charged for the actual period of use • Penalty: 1% of the overdue payment per day, starting from the 6th day of delay • Collateral appraisal: free • Collateral insurance: mandatory, at the insurer's rates (paid by the client) Client requirements • Age: from 21 to 70 (for new clients) • Permanent employment and/or income (at least 1 year of total experience, at least 3 months at the current job) • No overdue debt on existing loans or microloans Documents • Original ID document (permanent or valid temporary registration in Uzbekistan) Processing • Application review — up to 3 business days • Disbursement — no later than 30 business days after signing: cash at the cash desk or transfer to an account/card • Proof of intended use is not required