Financial literacy: where does the money you earn go?

Financial literacy: where does the money you earn go?
Got your salary and the money was gone within a week? 😅 You're not alone. Many people think: «Where did the money go?»

Try a simple method: for 7 days write down all your expenses — coffee, transport fare, small purchases. At the end of the week, look at the result. You may notice that most of the money goes specifically to small expenses.

Divide expenses into 3 groups: obligatory, important, and unnecessary. Even if you cut two unnecessary expenses, you will save a noticeable amount. This is not frugality, but conscious financial management. You should manage the money, not the other way around.

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Boylik Finance — Easier than you think! 🚀